Live Well. Retire with Confidence.
ABSOLUTE RETIREMENT SOLUTIONS
Live Well. Retire with Confidence.
ABSOLUTE RETIREMENT SOLUTIONS
We Offer Long Term Care Insurance in the Kansas City Metro Area
Depending on the policy, Long Term Care Insurance can cover a variety of services that aren’t covered by regular health insurance. Absolute Retirement Solutions is an independent insurance agency that serves the Kansas City Metro Area. We are licensed with several major long term care insurance providers. One of our long term care insurance agents can help you determine if LTC coverage is right for you, and if so, which policies would be effective for your unique situation. Contact us to speak with a professional and get a long term care insurance quote today.
Explore Your Policy Options With a Professional and Get a Personalized Long Term Care Insurance Quote Today
Absolute Retirement Solutions can offer you LTC policies from a number of the country’s top long term care insurance providers. Most modern LTC policies are comprehensive, meaning they usually allow you to use your daily benefit to pay for care services given in your home, adult day service centers, assisted living facilities, nursing homes, etc.
Your premium payments are based on a number of factors, including your age and health status at the time you are purchasing coverage. Sex also plays a role; women typically pay more for LTC insurance than men. That’s because they live longer on average and make more LTC insurance claims statistically. Married couples can get lower premiums than single people. Premiums will also depend on the amount of coverage you desire; if you want higher daily limits for your benefits, you’ll need to pay higher premiums.
Long term care insurance policies allow you a daily benefit amount. It can cover the cost of services that assist with activities of daily living (ADLs). Individuals who need long term care are typically unable to perform at least two out of the six official ADLs without assistance. Those ADLs are:
- Getting dressed
- Bathing/grooming
- Eating
- Using the toilet
- Transferring in and out of beds and chairs
- Walking
Work With an Independent Long Term Care Insurance Agent to Find the Policy That Best Meets Your Needs
Are you interested in learning more about the various long term care insurance policies that you can purchase through Absolute Retirement Solutions? A long term care insurance agent can walk you through the details of options offered by the policy providers that we are licensed with. Contact us today in order to receive a personalized long term care insurance quote.
